/* Purple Key Title & Escrow
   ------------------------------------------------------------------
   Palette and type come straight from the brand spec. The site stays
   restrained on purpose so the supplied logo has room to carry the
   crown, key and palmetto on its own.
   ------------------------------------------------------------------ */

:root{
  --purple:#470F55;
  --purple-700:#5B2069;
  --purple-900:#310A3C;
  --gold:#C09247;
  --gold-soft:#E2CDA6;
  --gold-wash:#F3E9D8;
  --green:#44552F;
  --ivory:#FBFAF7;
  --band:#F5F1EA;
  --stone:#EDE7DD;
  --ink:#282828;
  --ink-2:#5F5852;
  --ink-3:#8A827B;
  --line:rgba(40,40,40,.11);
  --line-2:rgba(71,15,85,.14);

  --r:18px;
  --r-lg:26px;
  --r-xl:32px;

  --shadow:0 1px 2px rgba(40,20,50,.05), 0 10px 28px rgba(50,25,60,.07);
  --shadow-lg:0 2px 4px rgba(40,20,50,.05), 0 26px 60px rgba(50,25,60,.11);

  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --serif:'Playfair Display',Georgia,'Times New Roman',serif;

  --head-h:112px;
  --gut:24px;
  --sec:clamp(72px,9vw,128px);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

body{
  margin:0;
  background:var(--ivory);
  color:var(--ink);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
}

img,svg,picture{display:block;max-width:100%}
img{height:auto}
a{color:inherit}

.skip{
  position:absolute;left:-9999px;top:0;z-index:200;
  background:var(--purple);color:#fff;padding:12px 20px;border-radius:0 0 12px 0;
  font-size:.9rem;font-weight:600;text-decoration:none;
}
.skip:focus{left:0}

:focus-visible{outline:2.5px solid var(--purple);outline-offset:3px;border-radius:6px}

.wrap{width:100%;max-width:1200px;margin:0 auto;padding:0 var(--gut)}
.wrap.narrow{max-width:820px}
.center{text-align:center}

/* ---------- type ---------- */
.h-hero,.h-xl,.h-lg{
  font-family:var(--serif);
  font-weight:600;
  color:var(--purple);
  letter-spacing:-.015em;
  margin:0;
  text-wrap:balance;
}
.h-hero{font-size:clamp(2.6rem,6.4vw,4.75rem);line-height:1.02;max-width:15ch}
.center .h-hero,.center .h-xl,.center .h-lg{max-width:none;margin-left:auto;margin-right:auto}
.h-xl{font-size:clamp(2rem,4vw,3.1rem);line-height:1.1;max-width:19ch}
.h-lg{font-size:clamp(1.65rem,3vw,2.35rem);line-height:1.16;max-width:24ch}

.eyebrow{
  font-size:.72rem;font-weight:600;letter-spacing:.17em;text-transform:uppercase;
  color:var(--green);margin:0 0 18px;
}
.eyebrow.on-dark{color:var(--gold-soft)}

.lede{
  font-size:clamp(1.03rem,1.35vw,1.19rem);
  line-height:1.65;color:var(--ink-2);
  max-width:62ch;margin:22px 0 0;
}
.measure{max-width:800px}
.split-copy .h-xl,.split-copy .h-lg{max-width:none}
.center .lede{margin-left:auto;margin-right:auto}
.lede.on-dark{color:rgba(255,255,255,.82)}
.h-xl.on-dark,.h-lg.on-dark{color:#fff}

p{margin:0 0 18px}
.fine{font-size:.9rem;line-height:1.6;color:var(--ink-3);max-width:70ch}
.muted{color:var(--ink-3)}

.tagline-quote{
  font-family:var(--serif);font-style:italic;font-size:1.18rem;
  color:var(--purple);border-left:2px solid var(--gold);
  padding-left:20px;margin-top:30px;
}

.rule{display:block;width:64px;height:1px;background:var(--gold);margin:26px auto}

/* ---------- buttons ---------- */
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.center-btns{justify-content:center}

.btn{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:50px;padding:0 28px;border-radius:999px;
  font-size:.97rem;font-weight:600;letter-spacing:.005em;
  text-decoration:none;border:1.5px solid transparent;cursor:pointer;
  transition:background .22s ease,color .22s ease,border-color .22s ease,transform .22s ease;
}
.btn:hover{transform:translateY(-1px)}
.btn-p{background:var(--purple);color:#fff}
.btn-p:hover{background:var(--purple-700)}
.btn-o{background:transparent;color:var(--purple);border-color:var(--line-2)}
.btn-o:hover{border-color:var(--purple);background:rgba(71,15,85,.04)}
.btn-light{background:#fff;color:var(--purple)}
.btn-light:hover{background:var(--gold-wash)}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.btn-ghost-light:hover{border-color:#fff;background:rgba(255,255,255,.1)}
.btn-block{display:flex;width:100%}

.arrow{
  display:inline-flex;align-items:center;gap:9px;
  font-size:.94rem;font-weight:600;color:var(--purple);text-decoration:none;
}
.arrow svg{width:15px;height:11px;transition:transform .24s ease}
.arrow:hover svg,a:hover .arrow svg{transform:translateX(4px)}
.link{margin-top:26px}

/* ---------- header ---------- */
.site-head{
  position:sticky;top:0;z-index:100;
  background:rgba(251,250,247,.78);
  -webkit-backdrop-filter:saturate(180%) blur(20px);
  backdrop-filter:saturate(180%) blur(20px);
  border-bottom:1px solid var(--line);
}
.head-in{
  display:flex;align-items:center;gap:28px;
  height:var(--head-h);
}
.brand{flex:0 0 auto;display:block;line-height:0}
.brand img{height:86px;width:auto}

.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav > a,.dd-btn{
  display:inline-flex;align-items:center;gap:5px;
  padding:10px 14px;border-radius:10px;
  font-size:.93rem;font-weight:500;color:var(--ink-2);
  text-decoration:none;background:none;border:0;cursor:pointer;
  font-family:inherit;white-space:nowrap;
  transition:color .18s ease,background .18s ease;
}
.nav > a:hover,.dd-btn:hover{color:var(--purple);background:rgba(71,15,85,.05)}
.nav > a[aria-current]{color:var(--purple);font-weight:600}
.dd-btn svg{width:9px;height:6px;transition:transform .22s ease}

.has-dd{position:relative}
.has-dd.open > .dd-btn{color:var(--purple);font-weight:600}
.dd{
  position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%,8px);
  width:360px;padding:10px;
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  box-shadow:var(--shadow-lg);
  opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity .2s ease,transform .2s ease,visibility .2s;
}
.has-dd:hover .dd,.has-dd.show .dd{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%,0)}
.has-dd:hover .dd-btn svg,.has-dd.show .dd-btn svg{transform:rotate(180deg)}
.dd a{
  display:block;padding:12px 14px;border-radius:14px;text-decoration:none;
  transition:background .16s ease;
}
.dd a:hover{background:var(--band)}
.dd-t{display:block;font-size:.93rem;font-weight:600;color:var(--purple)}
.dd-d{display:block;font-size:.83rem;color:var(--ink-3);margin-top:2px;line-height:1.45}
.dd-all{border-bottom:1px solid var(--line);border-radius:14px 14px 0 0;margin-bottom:6px;padding-bottom:14px}

.head-cta{flex:0 0 auto;min-height:44px;padding:0 22px;font-size:.92rem}

.burger{
  display:none;width:44px;height:44px;margin-left:auto;
  background:none;border:0;cursor:pointer;padding:0;
  flex-direction:column;align-items:center;justify-content:center;gap:6px;
}
.burger span{display:block;width:21px;height:1.6px;background:var(--purple);border-radius:2px;transition:transform .26s ease,opacity .2s ease}
.burger[aria-expanded="true"] span:first-child{transform:translateY(3.8px) rotate(45deg)}
.burger[aria-expanded="true"] span:last-child{transform:translateY(-3.8px) rotate(-45deg)}

.mobile{border-top:1px solid var(--line);padding:16px var(--gut) 28px;background:var(--ivory)}
.mobile nav{display:flex;flex-direction:column}
.mobile nav a{
  padding:14px 4px;font-size:1.05rem;font-weight:500;color:var(--ink);
  text-decoration:none;border-bottom:1px solid var(--line);
}
.mobile nav a.sub{padding-left:20px;font-size:.95rem;color:var(--ink-2)}
.mobile .btn{margin-top:22px}

/* ---------- sections ---------- */
.sec{padding:var(--sec) 0}
.sec.tight-top{padding-top:clamp(28px,4vw,52px)}
.band{background:var(--band)}

.hero{padding:clamp(56px,8vw,104px) 0 0}
.hero .btns{margin-top:38px}
.hero-media{margin-top:clamp(44px,6vw,72px)}
.hero-img img{
  width:100%;border-radius:var(--r-xl);box-shadow:var(--shadow-lg);
  background:var(--stone);
}

.page-hero{padding:clamp(52px,7vw,92px) 0 0}
.page-hero.tight{padding-bottom:0}
.page-hero + .hero-media{margin-top:clamp(40px,5vw,64px)}

/* ---------- split ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,5vw,72px);align-items:center}
.split.flip .split-media{order:2}
.split-copy p{color:var(--ink-2)}
.split-copy .h-xl{margin-bottom:22px}
.rounded img{width:100%;border-radius:var(--r-lg);box-shadow:var(--shadow);background:var(--stone)}

/* ---------- service cards ---------- */
.svc-grid{
  display:grid;grid-template-columns:repeat(6,1fr);gap:24px;
  margin-top:clamp(40px,5vw,60px);
}
.svc-card{grid-column:span 2}
.svc-card:nth-child(4){grid-column:2 / span 2}
.svc-card:nth-child(5){grid-column:4 / span 2}
.svc-grid.top{margin-top:clamp(40px,5vw,64px)}
.svc-card{
  display:flex;flex-direction:column;text-decoration:none;
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  overflow:hidden;box-shadow:var(--shadow);
  transition:transform .3s cubic-bezier(.2,.7,.3,1),box-shadow .3s ease;
}
.svc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.svc-img img{width:100%;aspect-ratio:3/2;object-fit:cover;background:var(--stone)}
.svc-body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1}
.svc-body h3{
  font-family:var(--serif);font-size:1.3rem;font-weight:600;color:var(--purple);
  margin:0 0 8px;line-height:1.25;
}
.svc-sub{font-style:italic;color:var(--green);font-size:.95rem;margin:0 0 12px}
.svc-body p{font-size:.95rem;color:var(--ink-2);margin:0 0 20px}
.svc-body .arrow{margin-top:auto}

/* ---------- benefits ---------- */
.benefits{
  display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,3vw,40px);
  margin-top:clamp(44px,5vw,64px);
}
.benefit h3{
  font-family:var(--serif);font-size:1.16rem;font-weight:600;color:var(--purple);
  margin:14px 0 8px;
}
.benefit p{font-size:.95rem;color:var(--ink-2);margin:0}
.arc{display:block;color:var(--gold)}
.arc svg{width:22px;height:22px}

/* ---------- underwriter band ---------- */
.uw .h-lg{font-family:var(--serif)}

/* ---------- process ---------- */
.proc-media{margin-top:clamp(32px,4vw,48px);margin-bottom:clamp(40px,5vw,60px)}
.proc-img img{width:100%;border-radius:var(--r-xl);box-shadow:var(--shadow-lg);background:var(--stone)}

.steps-row{
  list-style:none;margin:0;padding:0;
  display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(20px,3vw,40px);
}
.step{position:relative;padding-top:8px}
.step:not(:last-child)::before{
  content:"";position:absolute;left:44px;right:-24px;top:25px;height:1px;
  background:var(--line-2);
}
.step-n{
  width:35px;height:35px;border-radius:50%;
  display:grid;place-items:center;
  background:var(--ivory);border:1px solid var(--gold);
  color:var(--purple);font-size:.88rem;font-weight:600;
  position:relative;z-index:1;
}
.band .step-n{background:var(--band)}
.step h3{font-size:1.06rem;font-weight:600;color:var(--purple);margin:18px 0 6px}
.step p{font-size:.95rem;color:var(--ink-2);margin:0}

/* ---------- coverage ---------- */
.coverage{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(36px,5vw,72px);align-items:center}
.cov-map{text-align:center}
.cov-map svg{width:100%;max-width:400px;margin:0 auto;overflow:visible}
.sc-fill{fill:rgba(71,15,85,.06)}
.sc-line{fill:none;stroke:var(--purple);stroke-width:1.6;stroke-linejoin:round;
  opacity:.75;stroke-dasharray:1600;stroke-dashoffset:1600;}
.cov-map.in .sc-line{animation:draw 1.9s cubic-bezier(.4,0,.2,1) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.cov-cap{
  margin-top:18px;font-size:.74rem;font-weight:600;letter-spacing:.17em;
  text-transform:uppercase;color:var(--gold);
}
@media (prefers-reduced-motion:reduce){
  .sc-line{stroke-dashoffset:0}
  .cov-map.in .sc-line{animation:none}
}

/* ---------- included / related ---------- */
.incl-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin-top:clamp(36px,4vw,52px)}
.incl{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:28px 28px 26px;box-shadow:var(--shadow);
}
.band .incl{background:var(--ivory)}
.incl h3{font-family:var(--serif);font-size:1.16rem;font-weight:600;color:var(--purple);margin:0 0 10px}
.incl p{font-size:.95rem;color:var(--ink-2);margin:0}

.rel-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:36px}
.rel-card{
  display:block;padding:22px;border:1px solid var(--line);border-radius:var(--r);
  text-decoration:none;background:#fff;transition:border-color .2s ease,transform .25s ease;
}
.rel-card:hover{border-color:var(--gold);transform:translateY(-2px)}
.rel-t{display:block;font-weight:600;color:var(--purple);font-size:.98rem;line-height:1.3}
.rel-d{display:block;font-size:.85rem;color:var(--ink-3);margin-top:6px;font-style:italic;line-height:1.45}

/* ---------- faq ---------- */
.faq-wrap{margin-top:8px;max-width:880px}
.faq{border-bottom:1px solid var(--line)}
.faq summary{
  display:flex;align-items:flex-start;justify-content:space-between;gap:20px;
  padding:24px 0;cursor:pointer;list-style:none;
  font-family:var(--serif);font-size:clamp(1.08rem,1.6vw,1.28rem);font-weight:600;
  color:var(--purple);line-height:1.35;
}
.faq summary::-webkit-details-marker{display:none}
.chev{flex:0 0 auto;margin-top:7px;color:var(--gold);transition:transform .26s ease}
.chev svg{width:12px;height:8px}
.faq[open] .chev{transform:rotate(180deg)}
.faq-a{padding:0 0 26px;max-width:70ch}
.faq-a p{margin:0;color:var(--ink-2)}

/* ---------- contact actions ---------- */
.acts{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;
  margin-top:clamp(36px,4vw,52px);margin-bottom:44px}
.act{
  display:flex;flex-direction:column;text-decoration:none;
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:30px 28px 32px;box-shadow:var(--shadow);
  transition:transform .28s ease,box-shadow .28s ease,border-color .2s ease;
}
a.act:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--gold)}
.act-primary{background:var(--purple);border-color:var(--purple)}
.act-primary .act-e{color:var(--gold-soft)}
.act-primary .act-t{color:#fff}
.act-primary .act-d{color:rgba(255,255,255,.76)}
a.act-primary:hover{background:var(--purple-700);border-color:var(--purple-700)}
.act-soon{background:var(--band);box-shadow:none}
.act-e{font-size:.7rem;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--green)}
.act-t{
  font-family:var(--serif);font-size:1.22rem;font-weight:600;color:var(--purple);
  margin:12px 0 8px;line-height:1.3;word-break:break-word;
}
.act-d{font-size:.93rem;color:var(--ink-2);line-height:1.55}

/* ---------- legal ---------- */
.legal{max-width:840px}
.legal-block{padding:30px 0;border-bottom:1px solid var(--line)}
.legal-block h2{font-family:var(--serif);font-size:1.28rem;font-weight:600;color:var(--purple);margin:0 0 12px}
.legal-block p{color:var(--ink-2);margin:0}
.legal .fine{padding-top:28px}
.note-sep{margin-top:26px}

/* ---------- final cta ---------- */
.band-cta{background:var(--purple);padding:var(--sec) 0}
.band-cta .btns{margin-top:36px}

/* ---------- footer ---------- */
.site-foot{background:var(--band);border-top:1px solid var(--line)}
.foot-in{
  display:grid;grid-template-columns:minmax(220px,1fr) 2fr;
  gap:clamp(36px,5vw,72px);padding-top:clamp(56px,6vw,84px);padding-bottom:48px;
}
.foot-brand img{height:150px;width:auto;margin-bottom:22px}
.foot-line{font-size:.95rem;color:var(--ink-2);margin:0 0 14px;max-width:34ch}
.foot-tag{
  font-family:var(--serif);font-style:italic;font-size:.94rem;color:var(--gold);margin:0;
}
.foot-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.foot-cols h3{
  font-size:.72rem;font-weight:600;letter-spacing:.17em;text-transform:uppercase;
  color:var(--purple);margin:0 0 16px;
}
.foot-cols a,.foot-cols span{
  display:block;font-size:.93rem;color:var(--ink-2);text-decoration:none;
  padding:6px 0;transition:color .18s ease;word-break:break-word;
}
.foot-cols a:hover{color:var(--purple)}

.foot-bar{
  display:flex;flex-wrap:wrap;gap:10px 28px;align-items:center;
  padding-top:24px;padding-bottom:36px;border-top:1px solid var(--line);
}
.foot-bar p{margin:0;font-size:.84rem;color:var(--ink-3)}
.foot-uw{flex:1 1 auto}
.foot-legal{display:flex;gap:20px}
.foot-legal a{text-decoration:none;color:var(--ink-3)}
.foot-legal a:hover{color:var(--purple)}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none}
  .btn:hover,.svc-card:hover,.act:hover,.rel-card:hover{transform:none}
}

/* ---------- responsive ---------- */
@media (max-width:1080px){
  .svc-grid{grid-template-columns:repeat(4,1fr)}
  .svc-card:nth-child(4){grid-column:span 2}
  .svc-card:nth-child(5){grid-column:2 / span 2}
  .steps-row{grid-template-columns:repeat(2,1fr);row-gap:36px}
  .step:nth-child(2)::before{display:none}
  .benefits{grid-template-columns:repeat(2,1fr)}
  .rel-grid{grid-template-columns:repeat(2,1fr)}
  .acts{grid-template-columns:1fr 1fr}
}

@media (max-width:920px){
  :root{--head-h:80px;--gut:20px}
  .brand img{height:58px}
  .nav,.head-cta{display:none}
  .burger{display:flex}
  .split,.coverage{grid-template-columns:1fr}
  .split.flip .split-media{order:0}
  .foot-in{grid-template-columns:1fr}
  .foot-brand img{height:118px}
}

@media (max-width:700px){
  body{font-size:16px}
  .svc-grid{grid-template-columns:1fr}
  .svc-card,.svc-card:nth-child(4),.svc-card:nth-child(5){grid-column:1 / -1}
  .benefits,.incl-grid,.rel-grid,.acts{grid-template-columns:1fr}
  .steps-row{grid-template-columns:1fr;row-gap:30px}
  .step::before{display:none !important}
  .h-hero,.h-xl,.h-lg{max-width:none}
  .btns .btn{flex:1 1 100%}
  .foot-cols{grid-template-columns:1fr 1fr}
  .hero-img img{border-radius:var(--r-lg)}
  .foot-bar{flex-direction:column;align-items:flex-start}
}

@media (max-width:420px){
  .foot-cols{grid-template-columns:1fr}
}